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  • Medical Costs
  •  
  • Insurance Basics
    Home Choosing Your Health Plan Your Costs Choosing Your Healthcare Provider Understanding Your Bill Your Rights Surprise Billing Shared Decision Making
  • Resources
    Costs Locate Providers Insurance Appeals and Assistance Quality of Care, Literacy and Reform Wellness Disability and Condition-Specific Palliative Care By State
  • Glossary
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  • Medical Costs
  • Home
  • Insurance Basics
    • Home
    • Choosing Your Health Plan
    • Your Costs
    • Choosing Your Healthcare Provider
    • Understanding Your Bill
    • Your Rights
    • Surprise Billing
    • Shared Decision Making
  • Resources
    • Costs
    • Locate Providers
    • Insurance Appeals and Assistance
    • Quality of Care, Literacy and Reform
    • Wellness
    • Disability and Condition-Specific
    • Palliative Care
    • By State
  • Glossary

Insurance Basics: Your Rights

If Your Plan Doesn't Pay (Appealing a Reimbursement Decision)

Suppose your insurer won´t pay for a healthcare service, or pays less than you had expected. You have the right to “appeal”, or ask for your case to be formally reconsidered.

If Your Plan Doesn't Pay (Appealing a Reimbursement Decision)
The Affordable Care Act

The Affordable Care Act (ACA) of 2010 makes it easier for many Americans to get health insurance. It also expands the services that health plans need to cover.

The Affordable Care Act
Protections for New York Consumers: Understanding Your Out-of-Pocket Costs

By law, consumers living in New York State have certain protections when shopping for and using their health insurance. Your insurer must provide up-to-date information about who is in your network.

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